<aside> 💡 Welcome to https://www.momoney.in ("Site"). The website https://www.momoney.in and application “MoMoney" (together referred to as “Platform”) are owned and operated by 1MILLISECOND Financial Technologies Private Limited (hereinafter referred to as "the Company," “MoMoney”, "we," or "us") a company incorporated under the provisions of the Companies Act, 2013 with its registered office at No. 154/20, Third Floor T-1, Royal Space, 5th Main. 174-HSR Layout 7th, Sector, Madina Nagar, Bommanahalli, Bangalore – 560102.

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These Terms of Use govern your use of our Platform and your conduct, regardless of the means of access, it shall be governed by these Terms and Conditions (hereinafter " Terms of Use ") along with the Privacy Policy, (together " Policies ") as modified and amended from time to time.

By merely accessing or using the Platform or its services(“Services”),

  1. you are acknowledging, without limitation or qualification, to be bound by these Terms of Use and the policies, whether you have read the same or not.
  2. you‌ ‌consent‌ ‌to‌ ‌receive‌ ‌communications,‌ ‌notices‌ ‌, and‌ ‌information‌ ‌from‌ ‌us‌ ‌through‌ ‌post‌ ‌or‌ ‌any‌ ‌other‌ ‌physical‌ ‌medium‌ ‌or‌ ‌electronically‌ ‌(whether‌ ‌through‌ ‌SMS,‌ ‌emails,‌ ‌phone‌ ‌calls‌ ‌, and‌ ‌automated‌ ‌phone‌ ‌calls).‌ ‌Electronic‌ ‌communications‌ ‌shall‌ ‌be‌ ‌deemed‌ ‌to‌ ‌have‌ ‌been‌ ‌received‌ ‌by‌ ‌you‌ ‌when‌ ‌we‌ ‌send‌ ‌the‌ ‌electronic‌ ‌communication‌ ‌to‌ ‌the‌ ‌email‌ ‌address‌ ‌/‌ ‌mobile‌ ‌number‌ ‌/‌ ‌details‌ ‌provided‌ ‌by‌ ‌you‌ ‌or‌ ‌any‌ ‌other‌ ‌third‌ ‌party‌ ‌during‌ ‌the‌ ‌sign-up‌ ‌process‌ ‌as‌ ‌per‌ ‌our‌ ‌records,‌ ‌or‌ ‌when‌ ‌we‌ ‌post‌ ‌the‌ ‌electronic‌ ‌communication‌ ‌on‌ ‌the‌ ‌app.‌ ‌

In addition to these Terms of Use, you may enter into other agreements with us or others that will govern your use of the Service or related services offered by us or others. If there is any contradiction between these Terms of Use and another agreement you enter into applicable to specific aspects of the Service, the other agreement shall take precedence in relation to the specific aspects of the Service to which it applies.

If‌ ‌at‌ ‌any‌ ‌time‌ ‌you‌ ‌do‌ ‌not‌ ‌agree‌ ‌with‌ ‌these‌ ‌User‌ ‌Terms,‌ ‌you‌ ‌shall‌ ‌immediately‌ ‌cease‌ ‌your‌ ‌use‌ of‌ ‌the‌ ‌Services.‌ ‌MoMoney ‌reserves‌ ‌the‌ ‌right‌ ‌to‌ ‌amend,‌ ‌add‌ ‌or‌ ‌remove‌ ‌portions‌ ‌of‌ ‌these‌ ‌User‌ ‌Terms,‌ ‌from‌ ‌time‌ ‌to‌ ‌time,‌ ‌without‌ ‌notice‌ ‌to‌ ‌you‌ ‌by‌ ‌posting‌ ‌revised‌ ‌User‌ ‌Terms‌ ‌on‌ ‌the‌ ‌App.‌ ‌It‌ ‌is‌ ‌hereby‌ ‌clarified‌ ‌that‌ ‌you‌ ‌shall‌ ‌be‌ ‌responsible‌ ‌for‌ ‌reviewing‌ ‌these‌ ‌User‌ ‌Terms‌ ‌periodically‌ ‌and‌ ‌keeping‌ ‌yourself‌ ‌updated‌ ‌with‌ ‌any‌ ‌changes.‌ ‌Once‌ ‌posted,‌ ‌those‌ ‌changes‌ ‌are‌ ‌effective‌ ‌immediately ‌unless‌ ‌stated‌ ‌otherwise.‌ ‌Continued‌ ‌access‌ ‌or‌ ‌use‌ ‌of‌ ‌the‌ ‌Services‌ ‌constitutes‌ ‌your‌ ‌acceptance‌ ‌of‌ ‌the‌ ‌changes‌ ‌and‌ ‌the‌ ‌amended‌ ‌User‌ ‌Terms.‌ ‌However,‌ ‌if‌ ‌you‌ ‌do‌ ‌not‌ agree‌ ‌with‌ ‌the‌ ‌changes,‌ ‌please‌ ‌do‌ ‌not‌ ‌use‌ ‌the‌ ‌Services‌ ‌or‌ ‌submit‌ ‌information‌ ‌to‌ ‌us.‌ ‌

Introduction

1MILLISECOND Financial Technologies Private Limited or MoMoney provides a technology platform that ‌facilitates‌ ‌payments‌ ‌and‌ ‌acts‌ ‌as‌ ‌such‌ ‌by‌ ‌creating,‌ ‌hosting,‌ ‌maintaining,‌ ‌and‌ ‌providing‌ ‌Services‌ ‌to‌ ‌you‌ ‌via‌ ‌the‌ ‌internet. MoMoney, which‌ ‌acts‌ ‌as‌ ‌a‌ ‌container‌ ‌for‌ ‌various‌ ‌payment‌s, investments, and credit ‌instruments‌ ‌including‌ ‌but‌ ‌not‌ ‌limited‌ ‌to‌ ‌Wallet,‌ ‌Debit/Credit‌ ‌card,‌ ‌Unified‌ ‌Payment‌ ‌Interface‌ (UPI), ‌External‌ ‌Wallets‌, Digital Gold, P2P Investments, Mutual Funds, Fixed Deposits, and Secured Loans.

The‌ ‌term‌ ‌“User”‌ ‌shall‌ ‌mean‌ ‌any‌ ‌individual‌ ‌or‌ ‌entity‌ ‌as‌ ‌approved‌ ‌by‌ MoMoney.

Throughout this document, we use the terms “we”, “us” and “our” to refer to MoMoney and the terms “you” and “your” to refer to you, the user of the Platform.

Changes to these Terms of Use

Eligibility

Terms of Use - Investments

Terms of Use - Partner Referral Program

Privacy Practices

Termination of Use

Cancellation and Refunds

Disclaimer

Miscellaneous